Privacy Policy

Privacy Policy & Terms and Conditions for Hereth Insurance Consulting Effective Date: [08/26/2024]

Hereth Insurance Consulting is committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy and Terms and Conditions explain how we collect, use, disclose, and safeguard your information, including when you engage with us via SMS messaging, in compliance with applicable laws and regulations, including the guidelines for SMS registration.

Information We Collect

1. Personal Information

• Name, address, email, phone number, and other contact details.
• Information provided during the account review or inquiry process.

1. Communication Details

• Records of communications via email, phone, or SMS, including opt-in and opt-out preferences.

1. Usage Data

• Information about your interactions with our website, services, and SMS communications.

How We Use Your Information Hereth Insurance Consulting uses your personal information for the following purposes:

• SMS Communications: To schedule or confirm appointments, provide customer support, and share relevant account information.
• Business Operations: To manage your insurance policies, process inquiries, and deliver services effectively.
• Compliance: To ensure compliance with applicable laws, regulations, and SMS registration requirements.

SMS Messaging Practices

• Opt-In: You can opt-in to receive SMS messages by replying "YES" to our invitation or by providing consent during your account review or initial communication.
• Opt-Out: You can opt-out of SMS messaging at any time by replying "STOP" to our messages.
• Message Content: Examples of SMS messages include:
  • “Hey, just checking to see if we are still on for the meeting today?”
  • “Morning {Client Name} - Just reaching out to see if you received the documents, I emailed you yesterday.”
• No Affiliate Marketing: We do not use your phone number for affiliate marketing purposes.

Sharing Your Information: We do not sell, rent, or share your personal information with third parties for marketing purposes. However, we may share your information:

• With service providers to deliver our services (e.g., SMS carriers).
• When required by law or regulatory authorities.

Your Choices

• Access and Update Information: Contact us to review or update your personal information.
• Opt-Out: You can opt-out of SMS messaging or other communications as described in the SMS Messaging Practices section.

Data Security: Hereth Insurance Consulting implements robust security measures to protect your personal information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies: Our website may use cookies or similar technologies to enhance user experience and collect usage data. You can manage cookie preferences through your browser settings.

Third-Party Links: Our website may include links to third-party sites. We are not responsible for the privacy practices of those sites.

Updates to This Privacy Policy: We may update this Privacy Policy periodically. Changes will be effective upon posting on this page with an updated "Effective Date."

Contact Us: If you have any questions or concerns about this Privacy Policy or your personal information, please contact us at:

Hereth Insurance Consulting
Phone: (573) 475-4015
Website: https://herethinsuranceconsulting.com

SMS-Specific Disclosures: This Privacy Policy is compliant with the guidelines outlined in the SMS registration process. By engaging with us via SMS, you agree to the terms outlined in this policy.

Hereth Insurance Consulting respects your privacy. By opting into our SMS messaging service, you agree to the following terms regarding how we handle your data:

1. Data Collection: We will collect your name, email address, mailing address, and mobile phone number when you sign up for SMS updates. The information will be collected via the website contact form, email, or other account-related communications.
2. Data Usage: We use your data solely for sending updates, reminders, and account-related information. We do not use your information for marketing purposes without your explicit consent.
3. Data Security: We protect your data with secure storage measures to prevent unauthorized access.
4. Data Retention: We retain your information as long as you subscribe to our SMS service. You may request deletion at any time.
5. Messaging Costs: Messages and data rates may apply. Your mobile carrier may charge fees for sending or receiving text messages, especially if you do not have an unlimited texting or data plan. Messages are recurring, and message frequency varies.
6. Opt-Out: You can opt out of the SMS list at any time by texting, emailing, or replying "STOP" or "UNSUBSCRIBE" to (573) 475-4015. After unsubscribing, you will receive a final SMS to confirm you have unsubscribed, and we will remove your number from our list within 24 hours.
7. Help Requests: You can send "HELP" for additional assistance. You will receive a text including our phone number, email, and website. We are here to help you.
8. Non-Sharing Clause: We do not share your data with third parties for marketing purposes. Hereth Insurance Consulting will not sell, rent, or share the collected mobile numbers.

By continuing to use our SMS services, you acknowledge that you have read, understood, and agree to these terms and conditions.

Thank you for trusting Hereth Insurance Consulting with your personal information.