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Insurance built for contractors and tradespeople, covering jobsites, tools, crews, contract requirements, and certificates of insurance (COIs).
Independent Insurance Agency Columbia MO providing local, independent, and client-focused insurance solutions.
From business and contractor coverage to health, employee benefits, and personal insurance, we help you navigate every option and make confident decisions.
Insurance carriers
Clients served
Rated by clients
Trusted practice
100+ Insurance Carriers
1000+ Clients Served
5 Star Rated
Independent. Trusted.
Always Within Reach
Columbia, Missouri
As an independent insurance agency, we compare coverage across 100+ insurance companies to help individuals, families, businesses, and contractors find better protection, fewer gaps, and more competitive pricing. Check out our Commercial Insurance Columbia MO offerings today!
We compare multiple insurance companies to find the best coverage and pricing so you’re not stuck with one option.
Proudly based in Columbia, MO. When you call, you reach a real person on our team not a call center. We live here, work here, and insure our neighbors' homes and businesses.
Not sure what you need? Choose the closest option and we’ll walk you through your coverage in plain language with straightforward advice, transparent options, no surprises.
Need a certificate of insurance (COI) or additional insured endorsement? Our team handles requests quickly, often the same day, so you can stay focused on running your business.
Based in Columbia, Missouri, we help individuals, families, businesses, and contractors across 13 states compare insurance coverage for employee benefits, homeowners, auto, life, umbrella, and property-related risks.
Protection for businesses of all sizes, from startups to established companies.
Liability • Property • Auto • Workers’ Comp
Tailored coverage for contractors, tradespeople, and service businesses of every size.
GL • Workers’ Comp • Auto • Tools • COIs
Benefits packages that help employers attract and retain top talent.
Health • Dental • Vision • Life
Coverage for rental properties, investment portfolios, and commercial real estate.
Property • Liability • Rental Income
Personal insurance coverage built around how you live.
Home • Renters • Vacation Homes
Reliable coverage for personal and business vehicles alike.
Liability • Collision • Comprehensive • Underinsured
Extra liability protection that goes beyond your core policies.
Excess Liability Protection
Helping you protect your family’s income and plan for the long term.
Term • Permanent • Business Planning
We provide specialized business insurance coverage for industries where the details matter most — one-size-fits-all policies just don't cut it.
Our Columbia, MO commercial insurance agency helps local businesses compare liability, property, contractor, and real estate coverage from 100+ carriers.
Specialized coverage for auto dealers, repair shops, body shops, and service garages — including garage liability, garagekeepers coverage, and dealer open lot protection.
Insurance built for contractors and tradespeople, covering jobsites, tools, crews, contract requirements, and certificates of insurance (COIs).
Coverage designed for daycare centers, preschools, and in-home childcare providers, including liability protection and licensing-related requirements.
Insurance for rental properties, investment portfolios, and commercial real estate — including property, liability, and loss-of-income coverage.
We help businesses and families across Columbia, Missouri make smarter insurance decisions through independent guidance, tailored coverage, and access to 100+ carriers.
We’re an independent insurance agency serving Columbia, MO and clients across 13 states. We compare coverage from 100+ carriers and build insurance solutions around how your business or household actually operates.
From business insurance and employee benefits to homeowners, auto, umbrella, and life insurance, we help protect what you’ve built with clear guidance and long-term support.
Clear advice, coverage reviews, quotes, and renewals — handled from start to finish.
We take time to understand your risks, then design insurance coverage that fits.
We represent you, not the insurance company, with honest guidance and straightforward answers.
We stay involved, adjust your coverage as your needs change, and advocate for you when it matters most.
Posted on Google Dave GriggsTrustindex verifies that the original source of the review is Google. This team is beyond amazing! They Worked tirelessly to assist in finding the best overall insurance program for The Lyceum, provided total coverage at extremely competitive cost. I cannot thank them enough for their assistance! Let them help your company!Posted on Google Jordan RobertsTrustindex verifies that the original source of the review is Google. The whole team at Hereth Insurance Consulting is professional, knowledgeable, and easy to work with. They took time to understand our business needs and makes the insurance process clear and stress-free. I highly recommend Hereth Insurance Consulting for anyone looking for reliable, personalized service for their business!Posted on Google David KingTrustindex verifies that the original source of the review is Google. The go-to place to get the best coverage at best premiums possible. Never once have they let me, or anyone I have recommended, down! A++++Posted on Google cailin whitfieldTrustindex verifies that the original source of the review is Google. Cant recommend them enough!! I was in a time crunch and going to not be able to close on my home. They got me the coverage I needed and the same day I called at a reasonable rate. I will use them forever!Posted on Google Frank PasquithTrustindex verifies that the original source of the review is Google. Jordan has done a super job in finding us the best home and auto insurance service at great prices! He left no stone unturned, gave us many choices, and recommended the best value for us. When it came time to renew our auto policy, and our insurance company was about to charge us what I felt was an unfair price, Jordan went to bat for us to contest the pricing, and successfully had the price reduced! Jordan and his staff are the best! Indeed, the best insurance experience I’ve ever had!Posted on Google Paul CotnerTrustindex verifies that the original source of the review is Google. I can highly recommend Jordan's services and expertise. I'm in the process of getting all of my insurance policies transferred over to his agency. During this process, he's corrected things so I have the right coverage for my home and truck (and for the truck found a less expensive company to insure through). He's found a new source of coverage for a cabin I have that's been a hassle to insure. And during this transfer period there have been times when he's helped me get things straightened out with my current coverage, even though doing so doesn't yet benefit him financially. Five stars.Posted on Google Randy SiebergTrustindex verifies that the original source of the review is Google. Very professional and knowledgeable insurance folks! They do a great job at finding the right insurance product for you at an affordable price!Posted on Google Miller BiltTrustindex verifies that the original source of the review is Google. Looking for the best insurance agent of your life? Come give Jordans team a try! Every little question or even helping change billing info they take care of super quick!Posted on Google Kent KnudsenTrustindex verifies that the original source of the review is Google. Kyle Chandra was great! He provided what I asked for immediately and it definitely helped me out!

Hereth Insurance Consulting
As an independent insurance agency, we shop the market on your behalf — comparing coverage, pricing, and carrier strength to find better alternatives.
We start by analyzing your existing policies to understand what you have, how it’s structured, and where potential gaps or inefficiencies may exist.
We look beyond the surface to uncover missing coverages, exclusions, or exposures that could cost you at claim time.
You’ll receive straightforward recommendations with clear explanations, so you can make an informed decision without confusion or pressure.
Once you choose a plan, we handle the transition and stay involved by reviewing your coverage over time as your needs change.
Most people do not realize what is missing from their policy until it is too late. Our review process is built to give you clearer options, better protection, and more confidence in your coverage.
If you are overpaying or unsure your policy is structured correctly, we can help you review it.
Our insurance office is based in the heart of Columbia, Missouri. Whether you prefer to meet in person or connect remotely for a consultation — expert insurance guidance is always available both ways, at no cost to you.