Apartment Fire Insurance Coverage: What It Covers, What It Doesn’t, and What You Actually Need

Apartment Fire Insurance Coverage: What It Actually Pays For (From an Agent Who’s Filed These Claims) I still remember the phone call. A tenant in a four-unit building off Broadway called us at 7 a.m., still smelling like smoke, asking one question: “Am I covered?” Her neighbor had left a candle burning overnight. The fire […]